BlogArticleController :: show
Request
GET Parameters
No GET parameters
POST Parameters
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Uploaded Files
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Request Attributes
| Key | Value |
|---|---|
| _access_control_attributes | null |
| _controller | "App\Controller\BlogArticleController::show" |
| _firewall_context | "security.firewall.map.context.main" |
| _route | "app_blog_article_show" |
| _route_params | [ "slug" => "frais-bancaires-sur-succession-que-change-la-loi-du-13-mai-2025" ] |
| _stopwatch_token | "c02f91" |
| blogArticle | App\Entity\BlogArticle {#637 -id: 34 -title: "Frais bancaires sur succession : que change la loi du 13 mai 2025 ?" -content: """ <p><span style="font-size:18px"><strong>Frais bancaires sur succession : que change la loi du 13 mai 2025 ?</strong></span></p>\r\n \r\n <p> </p>\r\n \r\n <p><span style="font-size:16px">La loi <strong>n° 2025-415 du 13 mai 2025</strong>, (<a href="https://www.legifrance.gouv.fr/jorf/id/JORFTEXT000051586300publi%C3%A9e" title="https://www.legifrance.gouv.fr/jorf/id/JORFTEXT000051586300publi%C3%A9e">https://www.legifrance.gouv.fr/jorf/id/JORFTEXT000051586300publiée</a>) au <strong>Journal Officiel le 14 mai</strong>, encadre désormais les <strong>frais bancaires liés aux successions</strong>.</span></p>\r\n \r\n <p><span style="font-size:16px">Mais si elle marque une avancée majeure, <strong>elle ne sera applicable qu’à partir de 6 mois après la publication de son décret d’application</strong>.</span></p>\r\n \r\n <p><span style="font-size:16px">Alors, en quoi consiste vraiment cette loi ? Et que doivent anticiper les héritiers concernés ?</span></p>\r\n \r\n <p> </p>\r\n \r\n <p><span style="font-size:16px">🔍 <strong>1. Trois cas de gratuité obligatoire</strong></span></p>\r\n \r\n <ul>\r\n \t<li>\r\n \t<p><span style="font-size:16px">Successions de moins de 5 910 €</span></p>\r\n \t</li>\r\n \t<li>\r\n \t<p><span style="font-size:16px">Décès d’un enfant mineur</span></p>\r\n \t</li>\r\n \t<li>\r\n \t<p><span style="font-size:16px">Succession simple : lorsque les héritiers produisent notamment un acte de notoriété ou une attestation signée par tous les héritiers à la banque, peu important le solde des comptes.</span></p>\r\n \t</li>\r\n </ul>\r\n \r\n <p><span style="font-size:16px">➡️ Pour ces cas, <strong>les opérations bancaires devront être gratuites</strong> (clôture de compte, évaluation des avoirs, etc.).</span></p>\r\n \r\n <p><span style="font-size:16px">💰 <strong>2. Des frais encadrés ailleurs</strong></span></p>\r\n \r\n <ul>\r\n \t<li>\r\n \t<p><span style="font-size:16px">Plafond à <strong>1 % du montant total détenu</strong>,</span></p>\r\n \t</li>\r\n \t<li>\r\n \t<p><span style="font-size:16px">Barème dégressif à définir par décret.<br />\r\n \tLes banques devront se conformer à un <strong>double plafonnement (pourcentage et montant absolu)</strong>.</span></p>\r\n \t</li>\r\n </ul>\r\n \r\n <p><span style="font-size:16px">🏦 <strong>3. Même les néobanques devront s’aligner</strong><br />\r\n Nickel, Revolut, etc. sont concernés.<br />\r\n Contrôle assuré par l’<strong>ACPR</strong> et la <strong>DGCCRF</strong>.</span></p>\r\n \r\n <p><span style="font-size:16px">🧠 <strong>4. L’analyse de notre experte</strong><br />\r\n <em>"La loi pose un cadre protecteur, surtout pour les successions les plus simples.</em><br />\r\n <em>Mais son efficacité dépendra des modalités du décret",</em><br />\r\n analyse <strong>Virginie Le Gallo</strong>, responsable du pôle succession et spécialiste en la matière en notre Etude.</span></p>\r\n \r\n <p> </p>\r\n \r\n <p><span style="font-size:16px">👉 Cette réforme est une opportunité de rééquilibrer la relation banques/héritiers.<br />\r\n Mais dans l’attente du décret, <strong>la vigilance reste de mise</strong>.<br />\r\n ➡️ Des questions sur une succession en cours ? Nos équipes sont là pour vous accompagner.</span></p>\r\n \r\n <p><span style="font-size:16px"><strong>REJOIGNEZ-NOUS :</strong> </span></p>\r\n \r\n <p> </p>\r\n \r\n <p><span style="font-size:16px"><strong>🔵 FACEBOOK : <a href="https://www.facebook.com/larocheetassociesmelun?locale=fr_FR">https://www.facebook.com/larocheetassociesmelun?locale=fr_FR</a></strong></span></p>\r\n \r\n <p><span style="font-size:16px"><strong>🔴 INSTAGRAM : <a href="https://www.instagram.com/larocheetassocies.notaires/">https://www.instagram.com/larocheetassocies.notaires/</a></strong></span></p>\r\n \r\n <p><span style="font-size:16px"><strong>🟡 LINKEDIN : <a href="https://www.linkedin.com/company/laroche-associ%C3%A9s-notaires/posts/?feedView=all">https://www.linkedin.com/company/laroche-associ%C3%A9s-notaires/posts/?feedView=all</a></strong></span></p> """ -image: "07_post_laroche_Frais_bancaires1-85e90e0f-a96f-4058-9ac4-dfe9c404b0a0.jpg" -video: null -createdAt: DateTime @1752129494 {#633 : 2025-07-10 08:38:14.0 Europe/Paris (+02:00) } -updatedAt: DateTime @1753172921 {#627 : 2025-07-22 10:28:41.0 Europe/Paris (+02:00) } -category: Proxies\__CG__\App\Entity\BlogCategory {#657 …} -isEnabled: true -slug: "frais-bancaires-sur-succession-que-change-la-loi-du-13-mai-2025" } |
| slug | "frais-bancaires-sur-succession-que-change-la-loi-du-13-mai-2025" |
Request Headers
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|---|---|
| accept | "*/*" |
| accept-encoding | "gzip, br, zstd, deflate" |
| host | "preprod-laroche.delit-dinfluence.fr" |
| user-agent | "Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)" |
| x-php-ob-level | "1" |
Request Content
Request content not available (it was retrieved as a resource).
Response
Response Headers
| Header | Value |
|---|---|
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| content-type | "text/html; charset=UTF-8" |
| date | "Sun, 02 Nov 2025 22:32:33 GMT" |
| x-debug-token | "c77428" |
Cookies
Request Cookies
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Response Cookies
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Session 10
Session Metadata
| Key | Value |
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| Last used | "Sun, 02 Nov 25 23:32:33 +0100" |
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Session Usage
10
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Symfony\Component\HttpKernel\DataCollector\RequestDataCollector:72
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Symfony\Component\HttpKernel\DataCollector\RequestDataCollector:73
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|
Symfony\Component\HttpKernel\DataCollector\RequestDataCollector:74
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Symfony\Component\HttpKernel\DataCollector\RequestDataCollector:75
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Symfony\Component\HttpKernel\DataCollector\RequestDataCollector:76
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Flashes
No flash messages were created.
Server Parameters
Server Parameters
Defined in .env
| Key | Value |
|---|---|
| APP_ENV | "dev" |
| APP_SECRET | "18b1bce5554bf83c8cdfc8efed2236ec" |
| DATABASE_URL | "mysql://larocheassocies:CVS94ledwF7WPsty@127.0.0.1:3306/larocheassocies" |
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| MESSENGER_TRANSPORT_DSN | "doctrine://default?auto_setup=0" |
Defined as regular env variables
| Key | Value |
|---|---|
| APP_DEBUG | "1" |
| CONTEXT_DOCUMENT_ROOT | "/home/debian/www/laroche-associes/preproduction/public" |
| CONTEXT_PREFIX | "" |
| DOCUMENT_ROOT | "/home/debian/www/laroche-associes/preproduction/public" |
| GATEWAY_INTERFACE | "CGI/1.1" |
| HTTPS | "on" |
| HTTP_ACCEPT | "*/*" |
| HTTP_ACCEPT_ENCODING | "gzip, br, zstd, deflate" |
| HTTP_HOST | "preprod-laroche.delit-dinfluence.fr" |
| HTTP_USER_AGENT | "Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)" |
| PATH | "/usr/local/sbin:/usr/local/bin:/usr/sbin:/usr/bin:/sbin:/bin:/snap/bin" |
| PHP_SELF | "/index.php" |
| QUERY_STRING | "" |
| REMOTE_ADDR | "216.73.216.135" |
| REMOTE_PORT | "28319" |
| REQUEST_METHOD | "GET" |
| REQUEST_SCHEME | "https" |
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| REQUEST_TIME_FLOAT | 1762122753.3778 |
| REQUEST_URI | "/blog/frais-bancaires-sur-succession-que-change-la-loi-du-13-mai-2025" |
| SCRIPT_FILENAME | "/home/debian/www/laroche-associes/preproduction/public/index.php" |
| SCRIPT_NAME | "/index.php" |
| SERVER_ADDR | "51.178.143.171" |
| SERVER_ADMIN | "webmaster@localhost" |
| SERVER_NAME | "preprod-laroche.delit-dinfluence.fr" |
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| SERVER_PROTOCOL | "HTTP/1.1" |
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| SERVER_SOFTWARE | "Apache/2.4.65 (Debian)" |
| SSL_TLS_SNI | "preprod-laroche.delit-dinfluence.fr" |
| SYMFONY_DOTENV_VARS | "APP_ENV,APP_SECRET,MESSENGER_TRANSPORT_DSN,DATABASE_URL,MAILER_DSN" |